Is Selling Templates On Payhip Profitable
Last updated: April 2026 ·affiliate disclosure
Most templates sellers on Payhip see net margins between 75% and 85% after platform fees—which is genuinely strong compared to other digital product platforms. You keep the majority of what you charge, but your actual profit depends entirely on how much you charge and how many you sell. The median templates seller moves 5-15 units per month at price points between $9 and $49, which translates to $45-$735 in monthly revenue before fees.
Payhip Fees for templates Sellers
Payhip charges 5% + $0.50 per transaction on all template sales, plus payment processing fees of 2.9% + $0.30 if customers pay by card. On a $25 template sale, you lose $1.25 (5% + $0.50) to Payhip, then another $0.98 to payment processing, totaling $2.23 in fees or 8.9% of the sale. If a customer uses a payment method without processing fees (rare), you only lose the 5% + $0.50, bringing your total cut to 95%.
Profit Margin Benchmarks
Good margins start at 80%+ net (after all fees). You hit this when you price templates between $17-$97 and sell consistently—the higher price point absorbs the fixed $0.50 Payhip fee better. Average performers see 75-80% margins because they're pricing lower ($9-$15) or dealing with more payment processing overhead. Poor margins below 70% usually come from pricing templates under $7 or selling through payment methods with additional fees, making the fixed costs hurt you.
Calculate your actual numbers
The margins above are averages. Your real profit depends on your specific price, costs, and volume.
Run Your Payhip Profit Calculation →Verdict: Is It Worth It?
Selling templates on Payhip is profitable if you price at $20 or above and can generate 10+ sales monthly—that's $150+ net income. Below that threshold, it's a side income stream, not a business. The 5% + $0.50 fee structure is reasonable for digital products, but Payhip's audience is smaller than Gumroad or your own website, so traffic and conversion are your real bottlenecks, not fees.
Frequently Asked Questions
What are the exact Payhip template fees?
Payhip charges 5% + $0.50 per template sale, plus 2.9% + $0.30 for card payments. On a $25 template, you pay $2.23 total in fees (8.9%), leaving you with $22.77. If the buyer uses a non-card payment method, you only lose $1.75.
What profit margins should I expect selling templates on Payhip?
Net margins typically range from 75-85% after all fees. A $25 template nets you $22.77 per sale, and a $49 template nets $45.01. Your actual profit margin improves at higher price points because the fixed $0.50 fee becomes a smaller percentage.
How much can you make selling templates on Payhip?
Most active template sellers earn $200-$1,200 monthly by selling 10-50 templates per month at $20-$49 each. Your earnings depend on traffic, niche demand, and pricing—Payhip alone won't drive volume, so you need external marketing.
Is Payhip good for templates compared to competitors?
Payhip's 5% + $0.50 fee is competitive with Gumroad (5-10% + payment processing), but Gumroad has larger traffic. You're better on Payhip if you already have an audience to send there; otherwise, building your own site or using multiple platforms hedges risk.
Tools that improve these margins
The right research tool helps you find products with better margins before you invest in inventory.
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Compare Templates across platforms
Sell Templates on other platforms — fee and margin breakdowns for the same product type.
| Platform | Calculator | Breakdown |
|---|---|---|
| Beacons | Open calculator → | View full breakdown → |
| Gumroad | Open calculator → | View full breakdown → |
| Stan Store | Open calculator → | View full breakdown → |
We monitor platform fees quarterly and email you when something affects your margins.